Secure and unsecured overdraft facility — flexible credit line for uninterrupted cash flow.
An Overdraft (OD) Facility is a revolving credit line linked to your bank account that lets you withdraw funds up to a sanctioned limit — and pay interest only on the amount you use. It's ideal for managing working capital, short-term cash flow gaps, or business expenses.
We offer both Secured OD (against property, FD, or shares) and Unsecured OD for eligible customers, with competitive interest rates and quick setup.