/* ============================================
   SV Finance - Main Stylesheet
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Poppins:wght@300;400;500;600;700;800&display=swap');

/* ---- CSS Variables ---- */
:root {
  --primary: #c0392b;
  --primary-dark: #96281b;
  --primary-light: #e74c3c;
  --primary-bg: #fdf2f2;
  --accent: #f39c12;
  --dark: #1a1a2e;
  --dark2: #16213e;
  --text: #333344;
  --text-light: #666680;
  --white: #ffffff;
  --gray-50: #f9fafb;
  --gray-100: #f3f4f6;
  --gray-200: #e5e7eb;
  --gray-300: #d1d5db;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
  --shadow: 0 4px 20px rgba(0,0,0,0.10);
  --shadow-lg: 0 10px 40px rgba(0,0,0,0.15);
  --shadow-red: 0 8px 30px rgba(192,57,43,0.25);
  --radius: 12px;
  --radius-lg: 20px;
  --transition: all 0.3s ease;
}

/* ---- Reset & Base ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
}
a { text-decoration: none; color: inherit; transition: var(--transition); }
img { max-width: 100%; display: block; }
ul { list-style: none; }
h1,h2,h3,h4,h5,h6 { font-family: 'Poppins', sans-serif; line-height: 1.25; }

/* ---- Cookie Banner ---- */
.cookie-banner {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 9999;
  background: var(--dark); color: #ccc; padding: 14px 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  font-size: 0.875rem;
  transform: translateY(100%);
  transition: transform 0.4s ease;
}
.cookie-banner.show { transform: translateY(0); }
.cookie-banner a { color: var(--primary-light); text-decoration: underline; }
.cookie-btn {
  background: var(--primary); color: #fff; border: none; padding: 8px 20px;
  border-radius: 6px; cursor: pointer; font-size: 0.875rem; font-weight: 600;
  white-space: nowrap; transition: var(--transition);
}
.cookie-btn:hover { background: var(--primary-dark); }

/* ---- Top Bar ---- */
.topbar {
  background: var(--dark);
  color: #ccc;
  padding: 8px 0;
  font-size: 0.8125rem;
}
.topbar-inner {
  max-width: 1200px; margin: 0 auto; padding: 0 24px;
  display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap;
}
.topbar a { color: #ccc; display: flex; align-items: center; gap: 6px; }
.topbar a:hover { color: var(--primary-light); }
.topbar-links { display: flex; gap: 24px; }

/* ---- Navbar ---- */
.navbar {
  background: var(--white);
  box-shadow: var(--shadow-sm);
  position: sticky; top: 0; z-index: 1000;
  transition: var(--transition);
}
.navbar.scrolled {
  box-shadow: var(--shadow);
}
.nav-inner {
  max-width: 1200px; margin: 0 auto; padding: 0 24px;
  display: flex; align-items: center; justify-content: space-between;
  height: 70px;
}
.nav-logo {
  display: flex; align-items: center; gap: 10px;
  font-family: 'Poppins', sans-serif;
}
.logo-icon {
  width: 44px; height: 44px; background: var(--primary);
  border-radius: 10px; display: flex; align-items: center; justify-content: center;
  color: white; font-weight: 800; font-size: 1.2rem;
  box-shadow: var(--shadow-red);
}
.logo-text { display: flex; flex-direction: column; line-height: 1.1; }
.logo-text strong { font-size: 1.3rem; font-weight: 800; color: var(--dark); }
.logo-text span { font-size: 0.6rem; font-weight: 500; color: var(--primary); letter-spacing: 2px; text-transform: uppercase; }
.nav-menu { display: flex; align-items: center; gap: 4px; }
.nav-item { position: relative; }
.nav-link {
  display: block; padding: 8px 14px;
  font-size: 0.9rem; font-weight: 500; color: var(--text);
  border-radius: 8px; transition: var(--transition);
}
.nav-link:hover, .nav-link.active { color: var(--primary); background: var(--primary-bg); }
.nav-item.has-dropdown:hover .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown {
  position: absolute; top: calc(100% + 8px); left: 0;
  background: var(--white); border-radius: var(--radius); padding: 8px;
  box-shadow: var(--shadow-lg); min-width: 230px;
  opacity: 0; visibility: hidden; transform: translateY(-10px);
  transition: var(--transition); border: 1px solid var(--gray-200);
}
.dropdown a {
  display: block; padding: 10px 14px; font-size: 0.875rem; font-weight: 500;
  color: var(--text); border-radius: 8px; transition: var(--transition);
}
.dropdown a:hover { background: var(--primary-bg); color: var(--primary); padding-left: 18px; }
.nav-cta {
  background: var(--primary); color: var(--white) !important;
  padding: 10px 20px !important; border-radius: 8px;
  font-weight: 600 !important; box-shadow: var(--shadow-red);
}
.nav-cta:hover { background: var(--primary-dark) !important; color: var(--white) !important; transform: translateY(-1px); }
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 6px; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--dark); border-radius: 2px; transition: var(--transition); }

/* ---- Hero Section ---- */
.hero {
  background: linear-gradient(135deg, var(--dark) 0%, var(--dark2) 50%, #0f3460 100%);
  color: #fff; padding: 90px 24px 70px; position: relative; overflow: hidden; min-height: 600px;
  display: flex; align-items: center;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-inner {
  max-width: 1200px; margin: 0 auto; width: 100%;
  display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; position: relative;
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(192,57,43,0.2); border: 1px solid rgba(192,57,43,0.4);
  color: #ff8a80; padding: 6px 14px; border-radius: 100px; font-size: 0.8rem; font-weight: 600;
  margin-bottom: 20px;
}
.hero-badge span { width: 6px; height: 6px; background: var(--primary-light); border-radius: 50%; animation: blink 1.5s infinite; }
@keyframes blink { 0%,100%{opacity:1} 50%{opacity:0} }
.hero h1 { font-size: clamp(2rem, 4vw, 3.2rem); font-weight: 800; line-height: 1.15; margin-bottom: 20px; }
.hero h1 .highlight { color: var(--primary-light); }
.hero p { font-size: 1.05rem; color: rgba(255,255,255,0.75); margin-bottom: 32px; max-width: 480px; }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; }
.btn-primary {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--primary); color: #fff; padding: 14px 28px;
  border-radius: 10px; font-weight: 700; font-size: 0.95rem;
  box-shadow: var(--shadow-red); transition: var(--transition);
}
.btn-primary:hover { background: var(--primary-dark); transform: translateY(-2px); box-shadow: 0 12px 40px rgba(192,57,43,0.4); color: #fff; }
.btn-outline {
  display: inline-flex; align-items: center; gap: 8px;
  border: 2px solid rgba(255,255,255,0.3); color: #fff; padding: 13px 28px;
  border-radius: 10px; font-weight: 600; font-size: 0.95rem;
  backdrop-filter: blur(10px); transition: var(--transition);
}
.btn-outline:hover { border-color: #fff; background: rgba(255,255,255,0.1); color: #fff; transform: translateY(-2px); }

/* Hero Stats */
.hero-stats {
  display: flex; gap: 28px; margin-top: 40px; flex-wrap: wrap;
}
.stat-item { text-align: left; }
.stat-item strong { display: block; font-size: 1.6rem; font-weight: 800; color: #fff; }
.stat-item span { font-size: 0.8rem; color: rgba(255,255,255,0.6); }

/* ---- Hero Image ---- */
.hero-image-wrap {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(0,0,0,0.4);
}
.hero-img {
  width: 100%; height: 480px; object-fit: cover; display: block;
  border-radius: var(--radius-lg);
}
.hero-img-badge {
  position: absolute; bottom: 24px; left: 24px;
  background: rgba(255,255,255,0.97);
  border-radius: 12px; padding: 14px 18px;
  display: flex; align-items: center; gap: 12px;
  box-shadow: 0 8px 30px rgba(0,0,0,0.2);
  animation: floatBadge 3s ease-in-out infinite;
}
@keyframes floatBadge { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-6px)} }
.img-badge-icon { font-size: 1.6rem; }
.hero-img-badge strong { display: block; font-size: 0.95rem; font-weight: 800; color: var(--dark); }
.hero-img-badge span { font-size: 0.8rem; color: var(--primary); font-weight: 600; }

/* ---- Service Card Image ---- */
.service-card-img {
  width: 100%; height: 160px; object-fit: cover;
  border-radius: 12px; margin-bottom: 16px;
}

/* ---- Hero Form Card ---- */
.hero-form-card {
  background: #ffffff;
  border-radius: 16px;
  padding: 40px;
  box-shadow: 0 10px 40px rgba(0,0,0,0.15);
  color: var(--text);
}
.hero-form-card h3 { 
  font-size: 1.6rem; 
  color: var(--dark); 
  margin-bottom: 8px; 
  font-weight: 700;
  text-align: center;
}
.hero-form-card h3 span { color: var(--primary); }
.hero-form-card p { 
  font-size: 0.95rem; 
  color: var(--text-light); 
  margin-bottom: 32px; 
  text-align: center;
}
.form-group { margin-bottom: 20px; }
.form-group label { 
  display: block; 
  font-size: 0.8rem; 
  color: var(--dark); 
  margin-bottom: 8px; 
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.form-group label span { color: var(--primary); margin-left: 2px; }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%; 
  background: #f8fafc; 
  border: 1.5px solid var(--gray-200);
  border-radius: 10px; 
  padding: 14px 16px; 
  color: var(--text); 
  font-size: 0.95rem;
  transition: var(--transition); 
  font-family: 'Inter', sans-serif;
}
.form-group input::placeholder,
.form-group textarea::placeholder { color: #94a3b8; }
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { 
  outline: none; 
  border-color: var(--primary); 
  background: #fff;
  box-shadow: 0 0 0 4px rgba(192,57,43,0.1);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }

.form-checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 24px;
  cursor: pointer;
}
.form-checkbox-group input {
  width: 18px;
  height: 18px;
  margin-top: 3px;
  cursor: pointer;
  accent-color: var(--primary);
}
.form-checkbox-group span {
  font-size: 0.85rem;
  color: #64748b;
  line-height: 1.5;
}
.form-checkbox-group a {
  color: var(--primary);
  text-decoration: underline;
}

.btn-submit {
  width: 100%; 
  background: var(--primary);
  color: #fff; 
  border: none;
  padding: 16px; 
  border-radius: 10px; 
  font-size: 1rem; 
  font-weight: 800;
  cursor: pointer; 
  transition: var(--transition); 
  text-transform: uppercase;
  letter-spacing: 1px;
}
.btn-submit:hover { 
  background: var(--primary-dark); 
  transform: translateY(-2px); 
  box-shadow: var(--shadow-red);
}
.form-note { font-size: 0.75rem; color: rgba(255,255,255,0.5); text-align: center; margin-top: 10px; }

/* ---- Consultation Section ---- */
.consultation-section {
  background: var(--gray-50);
}
.consultation-grid {
  display: grid; grid-template-columns: 1fr 1.2fr; gap: 64px; align-items: center;
}
.consultation-info h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); font-weight: 800; color: var(--dark); margin-bottom: 14px; }
.highlight-red { color: var(--primary); }
.consultation-info > p { font-size: 1rem; color: var(--text-light); line-height: 1.75; margin-bottom: 36px; }
.consult-features { display: flex; flex-direction: column; gap: 22px; }
.consult-feature-item {
  display: flex; align-items: flex-start; gap: 16px;
}
.cf-icon {
  width: 46px; height: 46px; border-radius: 12px;
  background: var(--primary-bg); border: 1px solid rgba(192,57,43,0.15);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem; flex-shrink: 0;
}
.consult-feature-item strong { display: block; font-size: 0.95rem; font-weight: 700; color: var(--dark); margin-bottom: 2px; }
.consult-feature-item span { font-size: 0.85rem; color: var(--text-light); }

.consult-form-card {
  background: var(--white);
  border-radius: 20px;
  padding: 44px;
  box-shadow: 0 10px 40px rgba(192,57,43,0.12), 0 2px 10px rgba(0,0,0,0.06);
  border: 1px solid rgba(192,57,43,0.1);
  position: relative; overflow: hidden;
}
.consult-form-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, var(--primary), var(--primary-light));
}
.consult-form-card h3 { 
  font-size: 1.5rem; color: var(--dark); margin-bottom: 8px; font-weight: 700; text-align: center;
}
.consult-form-card h3 span { color: var(--primary); }
.consult-form-card > p { font-size: 0.9rem; color: var(--text-light); margin-bottom: 28px; text-align: center; }

/* ---- Map Section ---- */
.map-section { background: var(--white); }
.map-wrapper { display: grid; grid-template-columns: 1fr 320px; gap: 28px; align-items: start; }
.map-info-card {
  background: var(--dark); border-radius: 16px; padding: 28px;
  display: flex; flex-direction: column; gap: 20px;
}
.map-info-item { display: flex; align-items: flex-start; gap: 14px; }
.map-info-item span { font-size: 1.4rem; flex-shrink: 0; margin-top: 2px; }
.map-info-item strong { display: block; font-size: 0.85rem; font-weight: 700; color: rgba(255,255,255,0.9); margin-bottom: 4px; }
.map-info-item p { font-size: 0.85rem; color: rgba(255,255,255,0.6); margin: 0; line-height: 1.5; }
.map-info-item a { color: var(--primary-light); font-weight: 600; }
.btn-directions {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  background: var(--primary); color: #fff; padding: 13px 20px;
  border-radius: 10px; font-weight: 700; font-size: 0.9rem;
  transition: var(--transition); text-align: center; margin-top: 4px;
}
.btn-directions:hover { background: var(--primary-dark); transform: translateY(-2px); box-shadow: var(--shadow-red); color: #fff; }


/* ---- Section Base ---- */
.section { padding: 80px 24px; }
.section-alt { background: var(--gray-50); }
.section-dark { background: var(--dark); color: #fff; }
.container { max-width: 1200px; margin: 0 auto; }
.section-header { text-align: center; margin-bottom: 56px; }
.section-tag {
  display: inline-block; background: var(--primary-bg); color: var(--primary);
  padding: 6px 16px; border-radius: 100px; font-size: 0.8rem; font-weight: 700;
  letter-spacing: 1px; text-transform: uppercase; margin-bottom: 14px;
}
.section-header h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); font-weight: 800; color: var(--dark); margin-bottom: 14px; }
.section-dark .section-header h2 { color: #fff; }
.section-header p { font-size: 1.05rem; color: var(--text-light); max-width: 580px; margin: 0 auto; }
.section-dark .section-header p { color: rgba(255,255,255,0.65); }

/* ---- Services Grid ---- */
.services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 24px; }
.service-card {
  background: var(--white); border-radius: var(--radius-lg); padding: 32px;
  border: 1px solid var(--gray-200); transition: var(--transition);
  display: flex; flex-direction: column; position: relative; overflow: hidden;
}
.service-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--primary-light));
  transform: scaleX(0); transform-origin: left; transition: var(--transition);
}
.service-card:hover::before { transform: scaleX(1); }
.service-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: transparent; }
.service-card:hover .service-icon { background: var(--primary); color: #fff; }
.service-icon {
  width: 60px; height: 60px; background: var(--primary-bg); border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem; margin-bottom: 20px; transition: var(--transition);
}
.service-card h3 { font-size: 1.15rem; font-weight: 700; color: var(--dark); margin-bottom: 10px; }
.service-card p { font-size: 0.9rem; color: var(--text-light); flex: 1; line-height: 1.7; margin-bottom: 20px; }
.service-link {
  display: inline-flex; align-items: center; gap: 6px;
  color: var(--primary); font-weight: 600; font-size: 0.875rem;
  transition: var(--transition);
}
.service-link:hover { gap: 10px; }

/* ---- Features Grid ---- */
.features-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 28px; }
.feature-card {
  background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg); padding: 32px; text-align: center;
  transition: var(--transition);
}
.feature-card:hover { background: rgba(255,255,255,0.08); transform: translateY(-4px); }
.feature-icon {
  width: 64px; height: 64px; background: rgba(192,57,43,0.2);
  border-radius: 16px; display: flex; align-items: center; justify-content: center;
  font-size: 1.6rem; margin: 0 auto 20px;
}
.feature-card h4 { font-size: 1rem; font-weight: 700; color: #fff; margin-bottom: 10px; }
.feature-card p { font-size: 0.875rem; color: rgba(255,255,255,0.6); line-height: 1.7; }

/* ---- How it Works ---- */
.steps-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 32px; position: relative; }
.steps-grid::before {
  content: ''; position: absolute; top: 36px; left: 10%; right: 10%; height: 2px;
  background: linear-gradient(90deg, var(--primary-bg), var(--gray-200), var(--primary-bg));
}
.step-card { text-align: center; position: relative; }
.step-num {
  width: 72px; height: 72px; background: var(--primary); color: #fff;
  border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem; font-weight: 800; margin: 0 auto 20px;
  box-shadow: var(--shadow-red); position: relative; z-index: 1;
  font-family: 'Poppins', sans-serif;
}
.step-card h4 { font-size: 1rem; font-weight: 700; color: var(--dark); margin-bottom: 8px; }
.step-card p { font-size: 0.875rem; color: var(--text-light); }

/* ---- Testimonials ---- */
.testimonials-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 24px; }
.testimonial-card {
  background: var(--white); border-radius: var(--radius-lg); padding: 28px;
  border: 1px solid var(--gray-200); transition: var(--transition); position: relative;
}
.testimonial-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.testimonial-stars { color: #f59e0b; font-size: 1rem; margin-bottom: 14px; letter-spacing: 2px; }
.testimonial-card blockquote {
  font-size: 0.9rem; color: var(--text-light); line-height: 1.75;
  margin-bottom: 20px; font-style: italic;
}
.testimonial-card blockquote::before { content: '"'; font-size: 2rem; color: var(--primary); line-height: 0; vertical-align: -0.5em; margin-right: 2px; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.author-avatar {
  width: 44px; height: 44px; border-radius: 50%; background: var(--primary);
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-weight: 700; font-size: 1rem; flex-shrink: 0;
}
.author-info strong { font-size: 0.9rem; font-weight: 700; color: var(--dark); display: block; }
.author-info span { font-size: 0.8rem; color: var(--primary); }

/* ---- CTA Banner ---- */
.cta-banner {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  padding: 70px 24px; text-align: center; position: relative; overflow: hidden;
}
.cta-banner::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(circle at 30% 50%, rgba(255,255,255,0.08) 0%, transparent 60%);
}
.cta-banner h2 { font-size: clamp(1.6rem, 3.5vw, 2.4rem); font-weight: 800; color: #fff; margin-bottom: 14px; position: relative; }
.cta-banner p { font-size: 1.05rem; color: rgba(255,255,255,0.85); margin-bottom: 32px; max-width: 560px; margin-left: auto; margin-right: auto; position: relative; }
.cta-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; position: relative; }
.btn-white {
  display: inline-flex; align-items: center; gap: 8px;
  background: #fff; color: var(--primary); padding: 14px 32px;
  border-radius: 10px; font-weight: 700; font-size: 0.95rem;
  transition: var(--transition); box-shadow: 0 4px 20px rgba(0,0,0,0.15);
}
.btn-white:hover { transform: translateY(-2px); box-shadow: 0 8px 30px rgba(0,0,0,0.2); color: var(--primary); }
.btn-outline-white {
  display: inline-flex; align-items: center; gap: 8px;
  border: 2px solid rgba(255,255,255,0.5); color: #fff; padding: 13px 32px;
  border-radius: 10px; font-weight: 600; font-size: 0.95rem; transition: var(--transition);
}
.btn-outline-white:hover { border-color: #fff; background: rgba(255,255,255,0.1); color: #fff; transform: translateY(-2px); }

/* ---- Contact Form Section ---- */
.contact-grid { display: grid; grid-template-columns: 1fr 1.2fr; gap: 60px; align-items: start; }
.contact-info h3 { font-size: 1.5rem; font-weight: 800; color: var(--dark); margin-bottom: 14px; }
.contact-info p { color: var(--text-light); margin-bottom: 32px; line-height: 1.7; }
.contact-detail { display: flex; align-items: flex-start; gap: 16px; margin-bottom: 24px; }
.contact-detail-icon {
  width: 46px; height: 46px; background: var(--primary-bg); border-radius: 10px;
  display: flex; align-items: center; justify-content: center; font-size: 1.1rem; flex-shrink: 0;
}
.contact-detail strong { display: block; font-size: 0.875rem; font-weight: 700; color: var(--dark); margin-bottom: 2px; }
.contact-detail span { font-size: 0.875rem; color: var(--text-light); }
.contact-detail a { color: var(--primary); font-weight: 600; }

.contact-form-card {
  background: var(--white); border-radius: 16px; padding: 40px;
  box-shadow: 0 10px 40px rgba(0,0,0,0.08); border: 1px solid var(--gray-200);
}
.contact-form-card h3 { 
  font-size: 1.6rem; 
  font-weight: 700; 
  color: var(--dark); 
  margin-bottom: 8px; 
  text-align: center;
}
.contact-form-card h3 span { color: #2563eb; }
.contact-form-card p { 
  font-size: 0.95rem; 
  color: var(--text-light); 
  margin-bottom: 32px; 
  text-align: center;
}
.form-field { margin-bottom: 18px; }
.form-field label { display: block; font-size: 0.85rem; font-weight: 600; color: var(--text); margin-bottom: 6px; }
.form-field input,
.form-field select,
.form-field textarea {
  width: 100%; border: 1px solid var(--gray-300); border-radius: 8px;
  padding: 12px 14px; font-size: 0.9rem; color: var(--text);
  font-family: 'Inter', sans-serif; transition: var(--transition);
  background: var(--white);
}
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  outline: none; border-color: var(--primary); box-shadow: 0 0 0 3px rgba(192,57,43,0.1);
}
.form-field textarea { resize: vertical; min-height: 100px; }
.form-field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

/* ---- Page Hero (inner pages) ---- */
.page-hero {
  background: linear-gradient(135deg, var(--dark) 0%, var(--dark2) 100%);
  padding: 100px 24px 80px; text-align: center; color: #fff;
}
.page-hero h1 { font-size: clamp(1.8rem, 3.5vw, 2.8rem); font-weight: 800; margin-bottom: 14px; }
.page-hero p { font-size: 1.05rem; color: rgba(255,255,255,0.7); max-width: 560px; margin: 0 auto 20px; }
.breadcrumb {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 0.85rem; color: rgba(255,255,255,0.6);
}
.breadcrumb a { color: var(--primary-light); }
.breadcrumb span { color: rgba(255,255,255,0.4); }

/* ---- Highlights/Info Boxes ---- */
.info-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 20px; margin: 40px 0; }
.info-box {
  background: var(--primary-bg); border-radius: var(--radius); padding: 24px;
  text-align: center; border: 1px solid rgba(192,57,43,0.15);
}
.info-box strong { display: block; font-size: 1.5rem; font-weight: 800; color: var(--primary); margin-bottom: 4px; }
.info-box span { font-size: 0.85rem; color: var(--text-light); }

/* ---- Eligibility / Process ---- */
.eligibility-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.eligibility-list { display: flex; flex-direction: column; gap: 14px; }
.eligibility-item { display: flex; align-items: center; gap: 14px; }
.check-icon {
  width: 28px; height: 28px; background: var(--primary); border-radius: 50%;
  display: flex; align-items: center; justify-content: center; color: #fff; font-size: 0.75rem;
  flex-shrink: 0;
}
.eligibility-item span { font-size: 0.9rem; color: var(--text); }
.doc-required { background: var(--gray-50); border-radius: var(--radius); padding: 28px; border: 1px solid var(--gray-200); }
.doc-required h4 { font-size: 1rem; font-weight: 700; color: var(--dark); margin-bottom: 16px; }
.doc-list { display: flex; flex-direction: column; gap: 10px; }
.doc-item { display: flex; align-items: center; gap: 10px; font-size: 0.875rem; color: var(--text-light); }
.doc-item::before { content: '📄'; font-size: 0.9rem; }

/* ---- Footer ---- */
.footer { background: var(--dark); color: rgba(255,255,255,0.7); padding: 64px 24px 0; }
.footer-inner { max-width: 1200px; margin: 0 auto; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.5fr; gap: 48px; margin-bottom: 48px; }
.footer-brand p { font-size: 0.875rem; line-height: 1.8; margin: 16px 0 24px; }
.footer-brand .logo-text strong { color: #fff; }
.footer-brand .logo-text span { color: var(--primary-light); }
.footer-social { display: flex; gap: 10px; }
.social-btn {
  width: 38px; height: 38px; background: rgba(255,255,255,0.08); border-radius: 8px;
  display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,0.7);
  transition: var(--transition); font-size: 0.9rem;
}
.social-btn:hover { background: var(--primary); color: #fff; transform: translateY(-2px); }
.footer-col h5 { font-size: 0.9rem; font-weight: 700; color: #fff; margin-bottom: 18px; text-transform: uppercase; letter-spacing: 1px; }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul a { font-size: 0.875rem; color: rgba(255,255,255,0.6); transition: var(--transition); }
.footer-col ul a:hover { color: var(--primary-light); padding-left: 4px; }
.footer-contact { display: flex; flex-direction: column; gap: 16px; }
.footer-contact-item { display: flex; align-items: flex-start; gap: 12px; }
.footer-contact-item .icon { font-size: 1rem; margin-top: 2px; }
.footer-contact-item span { font-size: 0.85rem; color: rgba(255,255,255,0.6); }
.footer-contact-item a { color: rgba(255,255,255,0.8); font-size: 0.85rem; }
.footer-contact-item a:hover { color: var(--primary-light); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 20px 0;
  display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px;
  font-size: 0.8rem; color: rgba(255,255,255,0.4);
}
.footer-bottom a { color: rgba(255,255,255,0.5); }
.footer-bottom a:hover { color: var(--primary-light); }
.footer-bottom-links { display: flex; gap: 20px; flex-wrap: wrap; }

/* ---- About Page ---- */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.about-visual {
  background: linear-gradient(135deg, var(--primary-bg), #fff);
  border-radius: var(--radius-lg); padding: 48px; text-align: center;
  border: 1px solid rgba(192,57,43,0.1);
}
.about-visual .big-icon { font-size: 5rem; margin-bottom: 20px; }
.about-visual h3 { font-size: 1.5rem; font-weight: 800; color: var(--dark); margin-bottom: 10px; }
.about-visual p { color: var(--text-light); font-size: 0.9rem; }
.values-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 32px; }
.value-card { background: var(--white); border-radius: var(--radius); padding: 20px; border: 1px solid var(--gray-200); }
.value-card h4 { font-size: 0.9rem; font-weight: 700; color: var(--dark); margin-bottom: 6px; }
.value-card p { font-size: 0.8rem; color: var(--text-light); line-height: 1.6; }

/* ---- Apply Page ---- */
.apply-grid { display: grid; grid-template-columns: 1.5fr 1fr; gap: 60px; align-items: start; }
.apply-form-card {
  background: var(--white); border-radius: var(--radius-lg); padding: 44px;
  box-shadow: var(--shadow); border: 1px solid var(--gray-200);
}
.apply-form-card h2 { font-size: 1.5rem; font-weight: 800; color: var(--dark); margin-bottom: 8px; }
.apply-form-card > p { font-size: 0.875rem; color: var(--text-light); margin-bottom: 32px; }
.apply-sidebar .info-card {
  background: var(--gray-50); border-radius: var(--radius-lg); padding: 28px;
  border: 1px solid var(--gray-200); margin-bottom: 24px;
}
.apply-sidebar .info-card h4 { font-size: 1rem; font-weight: 700; color: var(--dark); margin-bottom: 16px; }
.check-list { display: flex; flex-direction: column; gap: 10px; }
.check-list li { display: flex; align-items: center; gap: 10px; font-size: 0.875rem; color: var(--text-light); }
.check-list li::before { content: '✓'; color: var(--primary); font-weight: 700; flex-shrink: 0; }

/* ---- Scroll to Top ---- */
.scroll-top {
  position: fixed; bottom: 28px; right: 28px; z-index: 999;
  width: 44px; height: 44px; background: var(--primary); color: #fff;
  border-radius: 10px; display: flex; align-items: center; justify-content: center;
  box-shadow: var(--shadow-red); cursor: pointer; border: none;
  opacity: 0; visibility: hidden; transition: var(--transition);
  font-size: 1rem;
}
.scroll-top.visible { opacity: 1; visibility: visible; }
.scroll-top:hover { background: var(--primary-dark); transform: translateY(-3px); }

/* ---- Responsive ---- */
@media (max-width: 1024px) {
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-image-wrap { max-width: 540px; margin: 0 auto; }
  .consultation-grid { grid-template-columns: 1fr; gap: 40px; }
  .map-wrapper { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  .section { padding: 60px 20px; }
  .topbar-links { display: none; }
  .nav-menu {
    display: none; flex-direction: column; position: absolute;
    top: 70px; left: 0; right: 0; background: #fff; padding: 16px;
    box-shadow: var(--shadow-lg); gap: 4px; align-items: stretch;
  }
  .nav-menu.open { display: flex; }
  .dropdown { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; padding: 4px 0 4px 12px; border: none; }
  .dropdown a { padding: 8px 12px; }
  .hamburger { display: flex; }
  .hero { padding: 60px 20px 50px; }
  .hero-stats { gap: 16px; }
  .contact-grid, .eligibility-grid, .about-grid, .apply-grid { grid-template-columns: 1fr; }
  .form-row, .form-field-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .steps-grid::before { display: none; }
  .values-grid { grid-template-columns: 1fr; }
  .consult-form-card { padding: 28px; }
}
@media (max-width: 480px) {
  .hero h1 { font-size: 1.8rem; }
  .hero-btns { flex-direction: column; }
  .cta-btns { flex-direction: column; align-items: center; }
  .hero-form-card, .apply-form-card, .contact-form-card, .consult-form-card { padding: 24px; }
  .hero-img { height: 280px; }
}

/* ---- Animations ---- */
.fade-in { animation: fadeIn 0.6s ease forwards; }
@keyframes fadeIn { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }

/* ---- Pulse CTA ---- */
@keyframes pulse {
  0%,100% { box-shadow: 0 8px 30px rgba(192,57,43,0.3); }
  50% { box-shadow: 0 8px 40px rgba(192,57,43,0.55); }
}
.btn-primary.pulse { animation: pulse 2s infinite; }

/* ---- Service Page ---- */
.service-detail { display: grid; grid-template-columns: 2fr 1fr; gap: 48px; align-items: start; }
@media (max-width: 768px) { .service-detail { grid-template-columns: 1fr; } }
.service-sidebar-card {
  background: var(--primary); border-radius: var(--radius-lg); padding: 28px; color: #fff;
}
.service-sidebar-card h4 { font-size: 1.05rem; font-weight: 700; margin-bottom: 14px; }
.service-sidebar-card p { font-size: 0.875rem; color: rgba(255,255,255,0.85); margin-bottom: 20px; line-height: 1.7; }
.service-sidebar-card .btn-white { width: 100%; justify-content: center; }
.service-links-card { background: var(--gray-50); border-radius: var(--radius-lg); padding: 24px; border: 1px solid var(--gray-200); margin-top: 20px; }
.service-links-card h4 { font-size: 0.9rem; font-weight: 700; color: var(--dark); margin-bottom: 14px; text-transform: uppercase; letter-spacing: 1px; }
.service-links-card ul { display: flex; flex-direction: column; gap: 4px; }
.service-links-card ul a {
  display: flex; align-items: center; gap: 8px; padding: 10px 12px;
  border-radius: 8px; font-size: 0.875rem; color: var(--text); transition: var(--transition);
}
.service-links-card ul a:hover, .service-links-card ul a.active { background: var(--primary-bg); color: var(--primary); font-weight: 600; }